Suggested Portfolio as per current market condition

By considering global meltdown you can go for below mention suggested portfolio.

Portfolio for investment differs from person to person as per different need of different person.

There are total 3 portfolios as per Risk capacity, Time for investment and expected returns you can take a bet.

Note: If you have total Rs. 100 to invest than out of Rs. 100 you have some X amount for equity. Out of that X amount of equity portion you can go for below mention schemes of mutual fund.

Aggrasive Portfolio:
JM Emerging Leader Fund (Multicap Fund) 12%
Birla Sun Life Front Line Equity Fund (Large Cap Fund) 8%
Sundram BNP Paribas Select Focus Fund (Stock Picker Fund) 8%
JM Basic Fund (Infrastructure focus Fund) 10%
Reliance Regular Saving Fund (Stock Picker Fund) 10%
Fidelity Special Situation Fund (Stock picker Fund) 11%
Kotak Opportunity Fund (Diversified Equity Fund) 8%
HDFC TOP 200 Fund (Large Cap Fund) 13%
HDFC Prudence Fund (BalanceFund) 8%
IDFC Liquidity Manager Plus Fund (Liquid Fund) 6%
Kotak Flexi Fund (Liquid Fund) 6%

Moderate Portfolio:
IDFC Imperial Equity Fund (Large Cap Fund) 10%
JM Emerging Leader Fund (Multicap Fund) 10%
Fidelity Equity Fund (Large Cap Fund) 11%
Reliance Regular Saving Fund (Stock Picker Fund) 11%
JM Contra Fund (Diversified Equity Fund) 10%
DSP TIGER Fund (Sector Fund) 9%
Reliance Vision Fund (Large Cap Fund) 9%
HDFC Prudence Fund (Balance Fund) 9%
ICICI Prudential Dynamic Plan (Dynamic Fund) 9%
IDFC Liquidity Manager Plus Fund (Liquid Fund) 6%
Kotak Flexi Fund (Liquid Fund) 6%

Conservative Portfolio:
HDFC Prudence Fund (Balance Fund)
Fidelity Equity Fund (Large Cap Equity Fund)
Reliance Vison Fund (Largecap Fund)
JM Contra Fund (Diversified Equity Fund)
Birla Sun life 95 (Balance Fund)
Canara Robeco Balance Fund (Balance Fund)
IDFC Liquidity Manager Plus Fund (Liquid Fund)

Best SIP Fund For 10 Years:
IDFC Premier Equity Fund (Stock Picker Fund)
JM Emerging Leader Fund (Multicap Fund)
Reliance Growth Fund (Midcap- Smallcap Fund)
Reliance Regular Saving Fund (Multicap Fund)
Fidelity Special Situation Fund (Stock Picker Fund)
DSP TIGER Fund (Thematic Fund)
Franklin High Growth Fund (Midcap & Smallcap)
DSP Gold Fund (Sector Fund)

DLF Pramerica Mutual Fund

DLF Pramerica Mutual Fund is the latest one to receive an ‘in-principle approval’ from SEBI to start its mutual fund business in India. This is a joint venture between U.S. life insurance, Prudential Financial (PFI) and real estate company, DLF.

End of last month India Infoline received an in-principle nod from SEBI for sponsoring a mutual fund. Recruitments for the asset management business began a few months ago with the hiring of Deepesh Pandey, (ex-Deputy CIO of Mirae Asset, Singapore) and Manish Srivastava (ex-Fund Manager of Halbis - HSBC Global Asset Management- Singapore).

Ironically, the times could not have been worse. October recorded a massive liquidity and confidence crisis that sent fund houses reeling. Consequently, many fund houses are rethinking their strategy and business models.

The massive redemptions in liquid funds coupled with a tumbling equity market resulted in Assets Under Management (AUM) crumbling. Reliance Mutual Fund lost Rs 15,400 crore in its assets from the previous month (September), ICICI Prudential Mutual Fund, Rs 10,594 crore and HDFC Mutual Fund, Rs 6,519 crore. The highest percentage fall in assets was seen in Mirae Asset Mutual Fund (57%) and AIG Global Investment Group Mutual Fund (44%).

Indian Inflation reaches single-digit, touches 8.98%

Inflation for the week-ended November 1 has reached single-digit and comes at 8.98% compared with 10.72% the week earlier.

Manufacturing WPI « 0.7 week on week

Fuel and power «3.4 week on week

Naphtha « 33 week on week

Aviation turbine fuel prices « 18 week on week

Zero Balance Folio from Bharti AXA

Bharti AXA introducing, Zero Balance Folio. Investors can now have all the paperwork done before investing. A Zero Balance Folio is similar to a Zero Balance Account in the bank where in an investor is given a Folio number, so all the hassling paperwork is done even before the actual investment starts. The investor fills an application form and the Registrar creates a unique Folio after submission of necessary document for the investor even before any financial transaction takes place. In addition he also gets a (Customer ID), which is the same as his mobile number and can be used for any investor related queries.

Benefit of Zero balance folio:

1) Helps you increase your customer base
2) Helps complete the required paperwork much in advance
3) Keeps the investor ‘investment-ready’
4) Provides for the mobile number to be the ‘Customer ID’, hence ensuring ease of use
5) Provides value added services / updates

Dabbawalas double up as mutual fund distributors

The extensive network of 'dabbawalas', who supply lunch to thousands of Mumbaikars daily, doubled up as salesmen for UTI Mutual Fund for three days, as a part of the mutual fund major's new marketing initiative.

The dabbawalas, while delivering lunch 'dabbas', simultaneously also handed out UTI MF's forms to their customers.

The marketing campaign, that lasted for three days beginning Monday, ended on Wednesday

"Around 5,000 dabbawalas took part in the activity. In the future as well, we would be pleased to be involved in such initiatives," Nutan Mumbai Tiffin Box Suppliers' President Raghunath Medge said here

The dabbawalas wore UTI MF T-shirts and were trained by the company in the modalities of handing over the mutual fund forms to around 1,00,000 of their daily customers.

"We had been asked to distribute the forms and we got some amount of money for it," Medge said

The dabbawalas have been offering their traditional services for the last 118 years and have provided a helping hand to brands like Coca Cola and Radio Mirchi earlier

Last year, Coca-Cola had sought dabbawalas' assistance in distributing free samples of its orange juice brand, Minute Maid Pulpy Orange

In 2004, dabbawalas had helped Radio Mirchi promote its morning show 'Hello Mumbai'. Over a period of four days, dabbawalas gave a dried red 'mirchi' (chilli) along with a sticker on the lunch boxes saying 'For more spice tune into Hello Mumbai'.